How can I ensure the security of my personal information when using NetCredit.�M�
NetCredit takes digital security seriously, using 128-bit encryption and earning a TrustedSite certification. It is recommended to access the site using Google Chrome or Safari and to update the browser to the latest version for full security measures.
Can I make payments on my NetCredit loan or line of credit after 4 p.m. CT.�M�
Yes, payments received by 4 p.m. CT are credited and applied to the loan the same day. Payments received after 4 p.m. CT are processed the next business day.
Will my payment history with NetCredit be reported to credit bureaus?
Yes, payment history for NetCredit loans and lines of credit is reported to major credit bureaus, allowing borrowers to build credit history by making on-time payments.
What are the eligibility requirements for a NetCredit personal loan or line of credit.�M�
To apply for a NetCredit personal loan or line of credit, applicants must be 18 or older, have a valid personal checking account, an active email address, and a verifiable source of income. NetCredit uses a broader financial picture, not just the credit score, to check eligibility and determine offers.
How can I access information about my NetCredit account?
Customers can access information about their NetCredit account online, including loan status, funding details, balance, payment due dates, and making payments. Simply sign in to your NetCredit account and select the appropriate profile section.
Will checking my eligibility for a NetCredit loan impact my credit score?
No, using the My ScoreSaver™ tool to check your eligibility for a NetCredit loan will not negatively impact your credit score.