Does eCredable charge any fees for its services?
Yes, eCredable offers different subscription plans with varying fees. The pricing depends on the level of service you choose, such as basic credit reporting or additional credit monitoring features. It is important to review the pricing details on their website or contact their customer support for specific information.
How long does it take for eCredable to start reporting my alternative credit data?
Once you sign up with eCredable and provide the necessary information, it typically takes around 30 days for them to start reporting your alternative credit data to the credit bureaus. However, the exact timeline may vary depending on the individual circumstances.
Can eCredable guarantee that my creditworthiness will be recognized by lenders?
While eCredable provides an opportunity to build credit history using alternative data, it cannot guarantee that all lenders will recognize or consider this information when evaluating creditworthiness. Lenders have their own criteria and may prioritize traditional credit sources. However, eCredable's reporting can still be valuable for individuals seeking to establish credit or improve their credit profile.
How does eCredable work?
eCredable is a credit reporting agency that helps consumers build credit history using alternative data, such as utility bills and rent payments. It verifies and reports this information to credit bureaus, allowing individuals to establish creditworthiness without traditional credit sources like credit cards or loans.
Is eCredable a reliable credit reporting agency?
Yes, eCredable is a reputable credit reporting agency that complies with the Fair Credit Reporting Act (FCRA) and follows industry best practices. It has been in operation since 2009 and has helped thousands of consumers build credit history.
Can eCredable improve my credit score?
While eCredable does not directly improve credit scores, it provides an opportunity for individuals with limited credit history to demonstrate their creditworthiness. By reporting alternative data to credit bureaus, eCredable can help consumers establish a positive credit history, which may eventually lead to an improved credit score.
How can I get a free trial of eCredable Lift?
You can get a free trial of eCredable Lift by signing up for a new account and choosing the monthly plan. You will not be charged for the first 30 days. You can cancel anytime before the trial ends.
How can I save money by choosing the annual plan?
You can save money by choosing the annual plan of eCredable Lift. You will pay only $99 per year, which is equivalent to $8.25 per month. That’s a 45% discount compared to the monthly plan of $14.95 per month.
Do you offer any referral bonuses?
Yes, we do. If you refer a friend to eCredable Lift, you and your friend will each get a $10 Amazon gift card. You can refer up to 10 friends and earn up to $100 in gift cards.
Do you have any discounts for veterans or active military members?
Yes, we do. We appreciate your service and want to help you build your credit. If you are a veteran or an active military member, you can get a 20% discount on any eCredable Lift plan. Just contact us and provide proof of your status.
Do you have any partnerships with other companies that offer discounts or benefits?
Yes, we do. We have partnered with several companies that offer discounts or benefits to eCredable Lift users. For example, you can get a lower interest rate on personal loans from Self Financial1, or a free credit consultation from Lexington Law2. You can check our website or follow us on social media to stay updated on our latest partnerships.